Eligibility

Our goal is to help you get the money you need for your small business. When we consider someone for a loan, we don’t just look at credit scores. We focus on your global cash flow and your business’ ability to be profitable and sustainable. But like any lender, we do have some basic criteria that you need to meet to be eligible for a loan.

Guidlines:

  • Enough personal and business income to cover all of your personal expenses with funds left over each month
  • No delinquent child support or outstanding tax liens
  • If you’ve filed for bankruptcy, it has to have been discharged for at least two years
  • All business partners / owners with 20% or more ownership must personally guarantee the loan
  • Have a complete and detailed business plan with a budget

Loan Uses

Our loans can be used to help start or grow your business. Eligible uses of our loan funds include (but are not limited to):

  • Leasehold improvements
    • Additions, alterations, remodeling or renovations to your rented space
  • Inventory
  • Supplies
  • Working capital
  • Machinery or equipment purchases

If you think you meet these guidelines, we encourage you to view our document checklist and continue the loan application process.

Taina Burgos, Avivage Massage

The loan gave me the ability to make this place what I wanted—the aesthetics, the paint, the drapes, the rug—everything. The loan gave me a cushion to not have stress with this whole transition.

Taina Burgos, Avivage Massage

Checklist

Our checklist helps you gather and keep track of the business documents you will need to submit as part of your loan application.

Application

Fill out our client and business profile form. We’ll use this information to begin our loan evaluation process.