We collect information about you and your business in order to evaluate your “loan readiness.” Loan readiness includes the following:

  • Idea readiness: A written business plan AND substantial experience in the industry or entrepreneurial classroom training
  • Financial readiness: Enough personal and business income to cover all of your personal expenses with funds left over each month
  • Feasibility: Your business has the potential to be profitable and sustainable.

As part of your loan application, all owners of the business will be asked to provide the following documentation to help us understand your business and personal financial situation. Additional documentation may be required depending on your unique situation.

  • A comprehensive business plan and detailed budget. For established, existing businesses, this can take the form of a narrative about your business goals for the next 2 years.
  • Monthly or annual cash flow projections for 1 year
  • Most recent 2 years of personal and business federal tax returns. Please include ALL pages, all schedules, 1099s, and W-2s.
  • 2 recent pay stubs from all owners (if employed)
  • Most recent 3 months of personal AND business bank statements
  • A copy of your business’ signed lease or letter of intent (if applicable)
    • New businesses are NOT required to have a lease to apply for a loan.
  • A recent balance sheet (for existing businesses)
  • Year-to-Date profit and loss statement (for existing businesses)
  • Articles of Business Incorporation and Bylaws. For LLC’s and Partnerships, include your Partnership Agreement, Certificate of Formation, or Operating Agreement
  • Proof of business insurance (for existing businesses)
  • Resumes of all owners/partners/shareholder (not required for well-established businesses)
  • A completed loan application for each business owner
Rebecca Polston, Roots Community Birth Center

WomenVenture really came through for us to both have working capital to handle the expansion, to cover staff costs and the increased insurance costs, and the material costs of expansion and rapid growth, but also being able to provide that technical support around the running of the business.

Rebecca Polston, Roots Community Birth Center


Our guidelines will help you determine if a loan from WomenVenture might be a good fit for your business needs.


Fill out our loan application. Once you've submitted this form, you will receive an email with the next steps and our loan team will review your application.